Medicare Part A in 2026; Do You Have to Pay a Monthly Premium?- Part 5
You may have to pay a monthly Part A premium.
Shanti
7/9/20261 min read
Medicare Part A in 2026: Do You Have to Pay a Monthly Premium?- part 5
One of the most common questions people ask when enrolling in Medicare is whether they have to pay a monthly premium for Medicare Part A.
The good news is that most people qualify for premium-free Part A. If you or your spouse worked and paid Medicare taxes for at least 10 years (40 quarters), you will generally receive Part A without paying a monthly premium.
Individuals who qualify for Medicare due to a disability, Amyotrophic Lateral Sclerosis (ALS), or End-Stage Renal Disease (ESRD) are also generally eligible for premium-free Part A.
However, if you do not have enough work history, you may have to pay a monthly Part A premium. In 2026, the premium is $311 or $565 per month, depending on how many quarters of Medicare taxes you or your spouse have paid.
Important: If you are required to enroll in Part A and do not sign up when you are first eligible, you may have to pay a late enrollment penalty. That’s why it’s important to review your Medicare eligibility and enrollment options before you turn 65 or become eligible for Medicare.
Contact Us
Reach out anytime for personalized support
Phone
© 2025. All rights reserved.